ALG Newsletter - Hard underwriting cycle. While the increased frequency of weather-related events puts pressure on near-term results, we are optimistic that the hard underwriting cycle provides meaningful upside for SA P&C insurer earnings going forward. We address the cycle, recent Lloyd's results and our HELIOS UNDERWRITING PLC research in this week's newsletter. OUTsurance Santam Insurance Old Mutual Insure Momentum Insure
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